Sacramento Municipal Utility District offers financing to help residential customers finance energy efficient home improvements. Applicant for a loan must be the vested owner of the property where the product(s) are to be installed.
SMUD offers two separate loan programs: an Equipment Efficiency Loan and a Home Performance Loan.
SMUD offers an incentive of $0.20 per watt (W) AC to residential customers who install grid-connected photovoltaic (PV) systems. Customers do not have to contract directly with SMUD-approved contractors for the purchase and installation of the system, however this is recommended. All systems must be permitted and installed by B, C-10, or C-46 contractors. The incentive will be adjusted based on expected system performance, which is affected by factors such as inverter efficiency, orientation, tilt and shading.
SMUD offers cash incentives to commercial, industrial, and non-profit customers who install solar photovoltaic (PV) systems. Customers have the option of taking a one-time, up-front payment through the Expected Performance Based Incentive (EPBI) or payments over the course of 5 years through the Performance Based Incentive (PBI)
Sacramento Municipal Utility District offers low-interest loans to help commercial customers finance energy efficient equipment in eligible facilities. Generally, loans are extended to vested owners of a property. The applicable interest rate is currently at 8.75%; however this may be subject to change. Customers have up to ten years to repay the loan. Call 916-732-5472 to verify interest rate offer. A loan application fee of $200 will be charged for all applications. SMUD will return this fee if they decline the application.
Residential customers of San Diego Gas and Electric (SDG&E) are eligible for point-of-sale or mail-in rebates on energy-efficient clothes washers, refrigerators, home insulation, room air conditioners, water heaters, and pool motors and controllers. Participating retailers provide instant rebates on eligible products; a list of retailers is available on the program web site. Items that qualify for the instant rebate are not eligible for the mail-in rebate application program.
The SDG&E On-Bill Financing (OBF) program offers qualified business customers 0% financing from $5,000 to $100,000 per meter for qualifying natural gas equipment. All institutional customers may receive from $5,000 to $250,000 per meter, and State of California can borrow up to $1,000,000 for one service account.
SDG&E offers an incentive for home builders to build homes which exceed 2008 Title 24 standards by 15%. The program is open to all single-family and multi-family new construction projects. A performance based approach is designed to encourage builders to construct single-family and multi-family dwellings that use at least 15% less energy than Title 24 standards. The incentive payments are based on the final 2008 T-24 reports created and signed by a Certified Energy Plans Examiners (CEPE) and verified by a third party HERS Rater.
SDG&E offers incentive programs for businesses looking to improve their energy efficiency. In addition to technical advice, the Energy Efficiency Business Rebates Programs have prescriptive and custom rebates for eligible customers, as well as financing to cover the remaining costs.
Multi-Family Residential building owners and property managers in San Diego Gas and Electric (SDG&E) territory are eligible for rebates on energy-efficient, clothes washers, insulation, room air conditioners, water heaters and lighting products. All products must meet the efficiency and installation standards stated on the program web site. Natural gas rebates are also available for owners or property managers of multi-family residential buildings. See SDG&E’s web site for a full list of retailers is available on the program web site.